Market Update

Belmont Shore Real Estate Market Update: October 2026

This is the October 2026 market update for Belmont Shore, Long Beach: what sold, for how much and how quickly, how the month compares with a year earlier, and what it takes in income to buy here at today’s rates. The figures are closed sales recorded in CRMLS.

Belmont Shore Home Sales in October 2026

4

Homes Sold

8 in Oct 2025

$1.16M

Median Price

▼ 28.8% vs Oct 2025

$972

Median $/Sq Ft

▲ 5.3% vs Oct 2025

20

Median Days on Market

16 in Oct 2025

99.2%

Sale-to-List

100.0% in Oct 2025

$4.21M

Sales Volume

▼ 68.8% vs Oct 2025

In October 2026, 4 homes sold in Belmont Shore at a median price of $1,160,000, down 28.8% from October 2025. That was fewer sales than the 8 of October 2025.

In October, the typical home sold in 20 days at 99.2% of its final asking price, compared with 16 days a year earlier. Most homes sold close to asking, with modest room to negotiate.

Sales totaled $4.21M in October, against $13.5M in October 2025. October’s median was the lowest of any month in the past year. Over the last three months the median was $1,385,000 across 13 sales, a steadier figure than any single month.

For context, the median across all of Long Beach was $822,500 in October, so Belmont Shore ran 41% above the city as a whole.

What It Means

For buyers. The market is balanced: the best homes still sell quickly, while others leave room to negotiate. Compare each home to the most recent sales nearby before you offer.

For sellers. Pricing close to the recent sales and preparing the home well is what separates a quick sale from a long one in a balanced market.

The Year in Belmont Shore

Month by month over the past year, from CRMLS closed sales. A dash means fewer than three sales behind the figure.

Median sold price by month
$1M$1.2M$1.4M$1.6M$1.8MOct '25Dec '25Feb '26Apr '26Jun '26Aug '26Oct '26$1.16M
Median price per sq ft by month
$600$700$800$900$1,000Oct '25Dec '25Feb '26Apr '26Jun '26Aug '26Oct '26$972
Homes sold by month
02468Oct '25Dec '25Feb '26Apr '26Jun '26Aug '26Oct '26
Sale-to-list price by month
94.0%96.0%98.0%100.0%102.0%Oct '25Dec '25Feb '26Apr '26Jun '26Aug '26Oct '2699.2%
Belmont Shore home sales by month
MonthSoldMedian Price$/Sq FtDays
October 20264$1.16M$97220
September 20268$1.67M$89784
August 20261–––
July 20266$1.53M$84624
June 20264$1.76M$87628
May 20265$1.35M$94912
April 20266$1.4M$79329
March 20263$1.6M$93719
February 20264$1.7M$72380
January 20261–––
December 20253$1.73M$8364
November 20252–––
October 20258$1.63M$92316

How Much Income Do You Need to Buy a Home in Belmont Shore?

At Belmont Shore’s October 2026 median of $1,160,000, a buyer putting 20% down would need a household income of about $27,420 a month, or $329,042 a year, to keep housing costs near 28% of gross income, the traditional lending guideline.

Buying at the median: a monthly estimate
Purchase price$1,160,000
Down payment (20%)$232,000
Loan amount$928,000
Principal and interest (7.24%, 30-year fixed)$6,324
Property tax (about 1.1% a year)$1,063
Homeowners insurance (estimate)$290
Monthly housing cost$7,678
Income needed, monthly$27,420
Income needed, yearly$329,042

An illustration only, not an offer of credit or a loan estimate. It assumes the 7.24% average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey for October 29, 2026; jumbo loans, points, credit and down payment change the actual rate and APR. Property tax and insurance are estimates, and HOA dues and Mello-Roos taxes are not included. Many lenders allow a higher share of income for housing, and a larger down payment lowers the income needed.

Closed sales of single-family homes, condos and townhomes recorded in CRMLS, as of 2026-11-13. Sale-to-list compares each sale price with the final asking price. Figures are deemed reliable but not guaranteed.

See the Belmont Shore guide for homes for sale and the market right now.

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Kyle Shutts, Real Estate Professional

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Kyle Shutts

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