This is the October 2026 market update for Laguna Niguel: what sold, for how much and how quickly, how the month compares with a year earlier, and what it takes in income to buy here at today’s rates. The figures are closed sales recorded in CRMLS.
Laguna Niguel Home Sales in October 2026
56
Homes Sold
53 in Oct 2025
$1.55M
Median Price
▲ 19.7% vs Oct 2025
$748
Median $/Sq Ft
▲ 5.9% vs Oct 2025
25
Median Days on Market
21 in Oct 2025
99.3%
Sale-to-List
98.4% in Oct 2025
$93.6M
Sales Volume
▲ 27.4% vs Oct 2025
In October 2026, 56 homes sold in Laguna Niguel at a median price of $1,550,000, up 19.7% from October 2025. That was more sales than the 53 of October 2025.
In October, the typical home sold in 25 days at 99.3% of its final asking price, compared with 21 days a year earlier. Most homes sold close to asking, with modest room to negotiate.
Sales totaled $93.6M in October, against $73.5M in October 2025. Over the last three months the median was $1,419,500 across 159 sales, a steadier figure than any single month.
By home type, single-family homes sold at a median of $1,750,000 (38 sales) and condos and townhomes at $762,500 (18 sales).
What It Means
For buyers. The market is balanced: the best homes still sell quickly, while others leave room to negotiate. Compare each home to the most recent sales nearby before you offer.
For sellers. Pricing close to the recent sales and preparing the home well is what separates a quick sale from a long one in a balanced market.
The Year in Laguna Niguel
Month by month over the past year, from CRMLS closed sales. A dash means fewer than three sales behind the figure.
| Month | Sold | Median Price | $/Sq Ft | Days |
|---|---|---|---|---|
| October 2026 | 56 | $1.55M | $748 | 25 |
| September 2026 | 62 | $1.39M | $734 | 22 |
| August 2026 | 41 | $1.25M | $714 | 27 |
| July 2026 | 72 | $1.39M | $718 | 17 |
| June 2026 | 78 | $1.58M | $736 | 14 |
| May 2026 | 53 | $1.5M | $779 | 17 |
| April 2026 | 63 | $1.48M | $746 | 12 |
| March 2026 | 73 | $1.42M | $749 | 9 |
| February 2026 | 43 | $1.35M | $732 | 14 |
| January 2026 | 43 | $1.27M | $758 | 16 |
| December 2025 | 51 | $1.26M | $738 | 44 |
| November 2025 | 55 | $1.24M | $715 | 20 |
| October 2025 | 53 | $1.29M | $706 | 21 |
Laguna Niguel Neighborhoods in October
How Laguna Niguel’s neighborhoods compared. Small neighborhoods can swing on a single sale, so the three-month figures are often the better guide.
| Neighborhood | Oct Sales | Oct Median | Aug to Oct Sales | Aug to Oct Median |
|---|---|---|---|---|
| Bear Brand Ranch | 0 | – | 2 | – |
| Monarch Point | 1 | – | 2 | – |
| Ocean Ranch | 1 | – | 3 | $5.53M |
How Much Income Do You Need to Buy a Home in Laguna Niguel?
At Laguna Niguel’s October 2026 median of $1,550,000, a buyer putting 20% down would need a household income of about $36,639 a month, or $439,668 a year, to keep housing costs near 28% of gross income, the traditional lending guideline.
| Purchase price | $1,550,000 |
|---|---|
| Down payment (20%) | $310,000 |
| Loan amount | $1,240,000 |
| Principal and interest (7.24%, 30-year fixed) | $8,451 |
| Property tax (about 1.1% a year) | $1,421 |
| Homeowners insurance (estimate) | $388 |
| Monthly housing cost | $10,259 |
| Income needed, monthly | $36,639 |
| Income needed, yearly | $439,668 |
An illustration only, not an offer of credit or a loan estimate. It assumes the 7.24% average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey for October 29, 2026; jumbo loans, points, credit and down payment change the actual rate and APR. Property tax and insurance are estimates, and HOA dues and Mello-Roos taxes are not included. Many lenders allow a higher share of income for housing, and a larger down payment lowers the income needed.
Closed sales of single-family homes, condos and townhomes recorded in CRMLS, as of 2026-11-13. Sale-to-list compares each sale price with the final asking price. Figures are deemed reliable but not guaranteed.
See the Laguna Niguel guide for homes for sale and the market right now, or the Laguna Niguel market report, updated each month.
