This is the October 2026 market update for Monarch Beach, Dana Point: what sold, for how much and how quickly, how the month compares with a year earlier, and what it takes in income to buy here at today’s rates. The figures are closed sales recorded in CRMLS.
Monarch Beach Home Sales in October 2026
7
Homes Sold
18 in Oct 2025
$2.4M
Median Price
▼ 46.1% vs Oct 2025
$1,388
Median $/Sq Ft
▼ 10.8% vs Oct 2025
10
Median Days on Market
23 in Oct 2025
100.0%
Sale-to-List
98.2% in Oct 2025
$25.1M
Sales Volume
▼ 75.5% vs Oct 2025
In October 2026, 7 homes sold in Monarch Beach at a median price of $2,400,000, down 46.1% from October 2025. That was fewer sales than the 18 of October 2025.
In October, the typical home sold in 10 days at 100.0% of its final asking price, compared with 23 days a year earlier. Homes were selling at or above asking, a sign of competition for the best listings.
Sales totaled $25.1M in October, against $102.2M in October 2025. Over the last three months the median was $3,464,500 across 30 sales, a steadier figure than any single month.
By home type, single-family homes sold at a median of $3,288,000 (4 sales) and condos and townhomes at $750,000 (3 sales).
For context, the median across all of Dana Point was $1,875,000 in October, so Monarch Beach ran 28% above the city as a whole.
What It Means
For buyers. Expect competition for well-priced homes. Have financing settled before you tour, and be ready to write a clean offer quickly on the right house.
For sellers. Conditions favor you, but buyers still pay for condition and price. A home priced to the recent sales, and presented well, is the one that draws multiple offers.
The Year in Monarch Beach
Month by month over the past year, from CRMLS closed sales. A dash means fewer than three sales behind the figure.
| Month | Sold | Median Price | $/Sq Ft | Days |
|---|---|---|---|---|
| October 2026 | 7 | $2.4M | $1,388 | 10 |
| September 2026 | 11 | $3.71M | $1,355 | 25 |
| August 2026 | 12 | $3.5M | $1,807 | 5 |
| July 2026 | 15 | $2.42M | $1,164 | 41 |
| June 2026 | 5 | $1.4M | $1,130 | 13 |
| May 2026 | 16 | $4.25M | $1,648 | 24 |
| April 2026 | 17 | $3.15M | $1,291 | 22 |
| March 2026 | 15 | $3.7M | $1,473 | 14 |
| February 2026 | 10 | $3.05M | $1,267 | 41 |
| January 2026 | 5 | $4.35M | $2,067 | 94 |
| December 2025 | 6 | $3.4M | $1,489 | 73 |
| November 2025 | 12 | $3.55M | $1,414 | 25 |
| October 2025 | 18 | $4.45M | $1,556 | 23 |
How Much Income Do You Need to Buy a Home in Monarch Beach?
At Monarch Beach’s October 2026 median of $2,400,000, a buyer putting 20% down would need a household income of about $56,731 a month, or $680,776 a year, to keep housing costs near 28% of gross income, the traditional lending guideline.
| Purchase price | $2,400,000 |
|---|---|
| Down payment (20%) | $480,000 |
| Loan amount | $1,920,000 |
| Principal and interest (7.24%, 30-year fixed) | $13,085 |
| Property tax (about 1.1% a year) | $2,200 |
| Homeowners insurance (estimate) | $600 |
| Monthly housing cost | $15,885 |
| Income needed, monthly | $56,731 |
| Income needed, yearly | $680,776 |
An illustration only, not an offer of credit or a loan estimate. It assumes the 7.24% average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey for October 29, 2026; jumbo loans, points, credit and down payment change the actual rate and APR. Property tax and insurance are estimates, and HOA dues and Mello-Roos taxes are not included. Many lenders allow a higher share of income for housing, and a larger down payment lowers the income needed.
Closed sales of single-family homes, condos and townhomes recorded in CRMLS, as of 2026-11-13. Sale-to-list compares each sale price with the final asking price. Figures are deemed reliable but not guaranteed.
See the Monarch Beach guide for homes for sale and the market right now.
