Market Update

Naples Real Estate Market Update: October 2026

This is the October 2026 market update for Naples, Long Beach: what sold, for how much and how quickly, how the month compares with a year earlier, and what it takes in income to buy here at today’s rates. The figures are closed sales recorded in CRMLS.

Naples Home Sales in October 2026

6

Homes Sold

2 in Oct 2025

$1.56M

Median Price

$1,132

Median $/Sq Ft

40

Median Days on Market

95.9%

Sale-to-List

$11.5M

Sales Volume

▲ 104.7% vs Oct 2025

In October 2026, 6 homes sold in Naples at a median price of $1,562,500. That was more sales than the 2 of October 2025.

In October, the typical home sold in 40 days at 95.9% of its final asking price. Buyers had real room to negotiate below asking. Many sellers cut their price before selling: measured against the original asking price, the typical home sold at 92.8%.

Sales totaled $11.5M in October, against $5.59M in October 2025. Over the last three months the median was $1,650,000 across 11 sales, a steadier figure than any single month.

For context, the median across all of Long Beach was $822,500 in October, so Naples ran 90% above the city as a whole.

What It Means

For buyers. You have leverage. Homes are taking longer to sell and closing below asking, so there is room to negotiate on price, credits and terms, especially on homes that have sat.

For sellers. Price from the recent sales, not the hoped-for number. Homes that start too high tend to sit and sell for less after price cuts.

The Year in Naples

Month by month over the past year, from CRMLS closed sales. A dash means fewer than three sales behind the figure.

Median sold price by month
$1M$1.5M$2M$2.5M$3M$3.5MOct '25Dec '25Feb '26Apr '26Jun '26Aug '26Oct '26$1.56M
Median price per sq ft by month
$600$800$1,000$1,200$1,400Oct '25Dec '25Feb '26Apr '26Jun '26Aug '26Oct '26$1,132
Homes sold by month
0246Oct '25Dec '25Feb '26Apr '26Jun '26Aug '26Oct '26
Sale-to-list price by month
85.0%90.0%95.0%100.0%Oct '25Dec '25Feb '26Apr '26Jun '26Aug '26Oct '2695.9%
Naples home sales by month
MonthSoldMedian Price$/Sq FtDays
October 20266$1.56M$1,13240
September 20265$1.95M$74955
August 20260–––
July 20264$2.05M$96728
June 20263$1.56M$1,1835
May 20263$3.23M$1,15412
April 20266$1.82M$1,12111
March 20265$1.9M$1,2886
February 20263$2.02M$90175
January 20260–––
December 20253$1.45M$1,06259
November 20252–––
October 20252–––

How Much Income Do You Need to Buy a Home in Naples?

At Naples’s October 2026 median of $1,562,500, a buyer putting 20% down would need a household income of about $36,934 a month, or $443,213 a year, to keep housing costs near 28% of gross income, the traditional lending guideline.

Buying at the median: a monthly estimate
Purchase price$1,562,500
Down payment (20%)$312,500
Loan amount$1,250,000
Principal and interest (7.24%, 30-year fixed)$8,519
Property tax (about 1.1% a year)$1,432
Homeowners insurance (estimate)$391
Monthly housing cost$10,342
Income needed, monthly$36,934
Income needed, yearly$443,213

An illustration only, not an offer of credit or a loan estimate. It assumes the 7.24% average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey for October 29, 2026; jumbo loans, points, credit and down payment change the actual rate and APR. Property tax and insurance are estimates, and HOA dues and Mello-Roos taxes are not included. Many lenders allow a higher share of income for housing, and a larger down payment lowers the income needed.

Closed sales of single-family homes, condos and townhomes recorded in CRMLS, as of 2026-11-14. Sale-to-list compares each sale price with the final asking price. Figures are deemed reliable but not guaranteed.

See the Naples guide for homes for sale and the market right now.

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Kyle Shutts, Real Estate Professional

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Kyle Shutts

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