This is the October 2026 market update for Southwest San Clemente, San Clemente: what sold, for how much and how quickly, how the month compares with a year earlier, and what it takes in income to buy here at today’s rates. The figures are closed sales recorded in CRMLS.
Southwest San Clemente Home Sales in October 2026
4
Homes Sold
3 in Oct 2025
$3.55M
Median Price
▲ 19.5% vs Oct 2025
$1,081
Median $/Sq Ft
▼ 4.6% vs Oct 2025
9
Median Days on Market
13 in Oct 2025
98.5%
Sale-to-List
99.0% in Oct 2025
$12.8M
Sales Volume
▲ 41.2% vs Oct 2025
In October 2026, 4 homes sold in Southwest San Clemente at a median price of $3,550,000, up 19.5% from October 2025. That was more sales than the 3 of October 2025.
In October, the typical home sold in 9 days at 98.5% of its final asking price, compared with 13 days a year earlier. Most homes sold close to asking, with modest room to negotiate.
Sales totaled $12.8M in October, against $9.04M in October 2025. October’s median was the highest of any month in the past year. Over the last three months the median was $2,500,000 across 21 sales, a steadier figure than any single month.
For context, the median across all of San Clemente was $1,743,250 in October, so Southwest San Clemente ran 104% above the city as a whole.
What It Means
For buyers. The market is balanced: the best homes still sell quickly, while others leave room to negotiate. Compare each home to the most recent sales nearby before you offer.
For sellers. Pricing close to the recent sales and preparing the home well is what separates a quick sale from a long one in a balanced market.
The Year in Southwest San Clemente
Month by month over the past year, from CRMLS closed sales. A dash means fewer than three sales behind the figure.
| Month | Sold | Median Price | $/Sq Ft | Days |
|---|---|---|---|---|
| October 2026 | 4 | $3.55M | $1,081 | 9 |
| September 2026 | 7 | $2.5M | $1,243 | 20 |
| August 2026 | 10 | $2.3M | $1,215 | 35 |
| July 2026 | 1 | – | – | – |
| June 2026 | 7 | $2.33M | $1,715 | 11 |
| May 2026 | 8 | $2.45M | $1,410 | 0 |
| April 2026 | 10 | $3.35M | $1,240 | 10 |
| March 2026 | 4 | $3.05M | $1,186 | 50 |
| February 2026 | 6 | $2.1M | $1,393 | 49 |
| January 2026 | 3 | $2.75M | $1,006 | 97 |
| December 2025 | 5 | $2.38M | $878 | 23 |
| November 2025 | 4 | $3M | $1,449 | 57 |
| October 2025 | 3 | $2.97M | $1,133 | 13 |
How Much Income Do You Need to Buy a Home in Southwest San Clemente?
At Southwest San Clemente’s October 2026 median of $3,550,000, a buyer putting 20% down would need a household income of about $83,915 a month, or $1,006,981 a year, to keep housing costs near 28% of gross income, the traditional lending guideline.
| Purchase price | $3,550,000 |
|---|---|
| Down payment (20%) | $710,000 |
| Loan amount | $2,840,000 |
| Principal and interest (7.24%, 30-year fixed) | $19,355 |
| Property tax (about 1.1% a year) | $3,254 |
| Homeowners insurance (estimate) | $888 |
| Monthly housing cost | $23,496 |
| Income needed, monthly | $83,915 |
| Income needed, yearly | $1,006,981 |
An illustration only, not an offer of credit or a loan estimate. It assumes the 7.24% average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey for October 29, 2026; jumbo loans, points, credit and down payment change the actual rate and APR. Property tax and insurance are estimates, and HOA dues and Mello-Roos taxes are not included. Many lenders allow a higher share of income for housing, and a larger down payment lowers the income needed.
Closed sales of single-family homes, condos and townhomes recorded in CRMLS, as of 2026-11-14. Sale-to-list compares each sale price with the final asking price. Figures are deemed reliable but not guaranteed.
See the Southwest San Clemente guide for homes for sale and the market right now.
