This is the October 2026 market update for Peninsula Point, Newport Beach: what sold, for how much and how quickly, how the month compares with a year earlier, and what it takes in income to buy here at today’s rates. The figures are closed sales recorded in CRMLS.
Peninsula Point Home Sales in October 2026
2
Homes Sold
2 in Oct 2025
–
Median Price
–
Median $/Sq Ft
–
Median Days on Market
–
Sale-to-List
$8.65M
Sales Volume
▼ 19.9% vs Oct 2025
2 homes closed in Peninsula Point in October 2026, too few for a reliable monthly median, so this update leans on the three months from August through October. Over those three months, 8 homes sold at a median price of $4,525,000.
Over the three months, the typical home sold in 11 days at 96.7% of its final asking price. Buyers had real room to negotiate below asking.
Sales totaled $8.65M in October, against $10.8M in October 2025.
For context, the median across all of Newport Beach was $4,112,500 in October, so Peninsula Point ran 10% above the city as a whole.
What It Means
For buyers. You have leverage. Homes are taking longer to sell and closing below asking, so there is room to negotiate on price, credits and terms, especially on homes that have sat.
For sellers. Price from the recent sales, not the hoped-for number. Homes that start too high tend to sit and sell for less after price cuts.
The Year in Peninsula Point
Month by month over the past year, from CRMLS closed sales. A dash means fewer than three sales behind the figure.
| Month | Sold | Median Price | $/Sq Ft | Days |
|---|---|---|---|---|
| October 2026 | 2 | – | – | – |
| September 2026 | 4 | $5.4M | $2,159 | 51 |
| August 2026 | 2 | – | – | – |
| July 2026 | 3 | $4.5M | $2,464 | 11 |
| June 2026 | 4 | $21.8M | $4,707 | 3 |
| May 2026 | 2 | – | – | – |
| April 2026 | 3 | $3.63M | $3,298 | 13 |
| March 2026 | 1 | – | – | – |
| February 2026 | 1 | – | – | – |
| January 2026 | 2 | – | – | – |
| December 2025 | 1 | – | – | – |
| November 2025 | 2 | – | – | – |
| October 2025 | 2 | – | – | – |
How Much Income Do You Need to Buy a Home in Peninsula Point?
At Peninsula Point’s median over the last three months of $4,525,000, a buyer putting 20% down would need a household income of about $106,962 a month, or $1,283,546 a year, to keep housing costs near 28% of gross income, the traditional lending guideline.
| Purchase price | $4,525,000 |
|---|---|
| Down payment (20%) | $905,000 |
| Loan amount | $3,620,000 |
| Principal and interest (7.24%, 30-year fixed) | $24,670 |
| Property tax (about 1.1% a year) | $4,148 |
| Homeowners insurance (estimate) | $1,131 |
| Monthly housing cost | $29,949 |
| Income needed, monthly | $106,962 |
| Income needed, yearly | $1,283,546 |
An illustration only, not an offer of credit or a loan estimate. It assumes the 7.24% average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey for October 29, 2026; jumbo loans, points, credit and down payment change the actual rate and APR. Property tax and insurance are estimates, and HOA dues and Mello-Roos taxes are not included. Many lenders allow a higher share of income for housing, and a larger down payment lowers the income needed.
Closed sales of single-family homes, condos and townhomes recorded in CRMLS, as of 2026-11-13. Sale-to-list compares each sale price with the final asking price. Figures are deemed reliable but not guaranteed.
See the Peninsula Point guide for homes for sale and the market right now.
