This is the October 2026 market update for San Clemente: what sold, for how much and how quickly, how the month compares with a year earlier, and what it takes in income to buy here at today’s rates. The figures are closed sales recorded in CRMLS.
San Clemente Home Sales in October 2026
46
Homes Sold
49 in Oct 2025
$1.74M
Median Price
▲ 5.7% vs Oct 2025
$775
Median $/Sq Ft
▲ 3.7% vs Oct 2025
14
Median Days on Market
20 in Oct 2025
99.1%
Sale-to-List
99.0% in Oct 2025
$90.9M
Sales Volume
▲ 8.7% vs Oct 2025
In October 2026, 46 homes sold in San Clemente at a median price of $1,743,250, up 5.7% from October 2025. That was fewer sales than the 49 of October 2025.
In October, the typical home sold in 14 days at 99.1% of its final asking price, compared with 20 days a year earlier. Most homes sold close to asking, with modest room to negotiate.
Sales totaled $90.9M in October, against $83.6M in October 2025. Over the last three months the median was $1,802,500 across 162 sales, a steadier figure than any single month.
By home type, single-family homes sold at a median of $1,987,500 (30 sales) and condos and townhomes at $1,204,500 (14 sales).
What It Means
For buyers. The market is balanced: the best homes still sell quickly, while others leave room to negotiate. Compare each home to the most recent sales nearby before you offer.
For sellers. Pricing close to the recent sales and preparing the home well is what separates a quick sale from a long one in a balanced market.
The Year in San Clemente
Month by month over the past year, from CRMLS closed sales. A dash means fewer than three sales behind the figure.
| Month | Sold | Median Price | $/Sq Ft | Days |
|---|---|---|---|---|
| October 2026 | 46 | $1.74M | $775 | 14 |
| September 2026 | 55 | $2.2M | $815 | 13 |
| August 2026 | 61 | $1.74M | $780 | 17 |
| July 2026 | 70 | $1.7M | $809 | 10 |
| June 2026 | 62 | $1.8M | $880 | 11 |
| May 2026 | 58 | $2.05M | $850 | 9 |
| April 2026 | 70 | $1.85M | $808 | 10 |
| March 2026 | 52 | $1.68M | $778 | 16 |
| February 2026 | 43 | $1.59M | $841 | 11 |
| January 2026 | 29 | $1.64M | $821 | 46 |
| December 2025 | 49 | $1.76M | $745 | 23 |
| November 2025 | 37 | $1.88M | $782 | 20 |
| October 2025 | 49 | $1.65M | $747 | 20 |
San Clemente Neighborhoods in October
How San Clemente’s neighborhoods compared. Small neighborhoods can swing on a single sale, so the three-month figures are often the better guide.
Across the 3 neighborhoods in San Clemente, 5 homes closed in October. The most sales were in Southwest San Clemente (4). Prices ran highest in Cyprus Shores, at a median of $4,113,000, and lowest in Sea Pointe Estates, at $2,500,000.
| Neighborhood | Oct Sales | Oct Median | Aug to Oct Sales | Aug to Oct Median |
|---|---|---|---|---|
| Cyprus Shores | 0 | – | 4 | $4.11M |
| Sea Pointe Estates | 1 | – | 3 | $2.5M |
| Southwest San Clemente | 4 | $3.55M | 21 | $2.5M |
How Much Income Do You Need to Buy a Home in San Clemente?
At San Clemente’s October 2026 median of $1,743,250, a buyer putting 20% down would need a household income of about $41,207 a month, or $494,484 a year, to keep housing costs near 28% of gross income, the traditional lending guideline.
| Purchase price | $1,743,250 |
|---|---|
| Down payment (20%) | $348,650 |
| Loan amount | $1,394,600 |
| Principal and interest (7.24%, 30-year fixed) | $9,504 |
| Property tax (about 1.1% a year) | $1,598 |
| Homeowners insurance (estimate) | $436 |
| Monthly housing cost | $11,538 |
| Income needed, monthly | $41,207 |
| Income needed, yearly | $494,484 |
An illustration only, not an offer of credit or a loan estimate. It assumes the 7.24% average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey for October 29, 2026; jumbo loans, points, credit and down payment change the actual rate and APR. Property tax and insurance are estimates, and HOA dues and Mello-Roos taxes are not included. Many lenders allow a higher share of income for housing, and a larger down payment lowers the income needed.
Closed sales of single-family homes, condos and townhomes recorded in CRMLS, as of 2026-11-13. Sale-to-list compares each sale price with the final asking price. Figures are deemed reliable but not guaranteed.
See the San Clemente guide for homes for sale and the market right now, or the San Clemente market report, updated each month.
